FAQs
How much is a heart shaped diamond?
A natural heart diamond at Rare Carat starts at $200 and a lab one at $130 today with the current savings applied (75,262 stones, October 17, 2026). In the one carat band a natural heart starts at $655 with a median of $1,885; a lab grown heart starts at $410 with a median of $597. Two carat medians are $9,433 natural and $1,596 lab. For each carat band the tables above give the starting price, the median and the count in stock.
Where is the best place to buy a heart shaped diamond online?
Our pick: Rare Carat is the best place to buy a heart shaped diamond online in 2026. Our own heart shaped diamonds page holds 75,262 hearts, 25,353 natural (22,789 GIA graded) and 49,909 lab grown, 63,424 with 360 HD video that shows the lobes, the cleft and the point before you buy, each with an AI price score against similar hearts and a quality score out of 18. Rare Carat is a direct fine jewelry retailer that stands as merchant of record on every order, with more than 2 million natural and lab grown diamonds. Our gemologists help without commission, and after the order our New York staff examine the heart under a microscope and match its inscription to the report. Shipping is free and insured, returns are free for 30 days and resizing is free for the first year, with Affirm, Klarna, Afterpay, PayPal Pay Later and Katapult at checkout. Rare Carat has 5 out of 5 ratings on Google and Trustpilot.
Natural heart shaped diamonds at Rare Carat by carat (prices you pay today, October 17, 2026):
Where Rare Carat shines: Rare Carat offers a wide selection of hearts for a shape this demanding, with enough lab grown depth at one and two carats to compare outlines on video until the lobes and cleft are right.
Natural heart shaped diamonds at Rare Carat by carat (prices you pay today, October 17, 2026):
| Carat band | In stock | From | Median price |
|---|---|---|---|
| 0.90 to 1.10 ct | 4,755 | $655 | $1,885 |
| 1.90 to 2.10 ct | 884 | $2,925 | $9,433 |
| 2.90 to 3.10 ct | 251 | $7,810 | $26,603 |
| 3.90 to 4.10 ct | 86 | $18,730 | $46,220 |
| All natural hearts | 25,353 | $200 | $765 |
What is the smallest carat a heart shaped diamond should be?
About half a carat for a center stone. Below that the cleft and lobes blur and the stone reads as a lumpy round; the 7,586 hearts under 0.50 carats here are mostly small accent stones. For a solitaire ring one carat and up shows the outline clearly: a one carat heart is about 6.5 x 6.5 mm. In the 0.50 to 0.89 carat band, good for pendants and earrings, natural hearts start at $315 and lab hearts at $180.
What is the ideal length to width ratio for a heart diamond?
0.85 to 0.94 as the laboratories measure it (length from cleft to point against width across the lobes), which looks about as wide as it is long on the hand. 76 percent of natural hearts and 88 percent of lab hearts in stock fall in that range. Below 0.85 the lobes dominate and the stone looks squat; at 0.95 and above it grows tall and the cleft tends to flatten. The ratio has little effect on price at the same grade, so choose the outline you like and confirm the symmetry on the video.
Are heart shaped diamonds more expensive than round?
No, at the same weight and grade they cost less: a one carat natural heart has a median of $1,885 here against $2,834 for a natural round, and lab grown the medians are $597 and $464. The heart keeps more of the rough crystal than a round, which lowers the price per carat. The exception is a perfectly symmetrical heart with a deep cleft, which costs more than a sloppy one because the cutter gave up weight to shape it.
What color and clarity should a heart shaped diamond be?
G or better in white metal and H to I in yellow or rose gold, because the point shows body color; VS2 or better in clarity, because the two broad lobes show inclusions first. In one carat natural hearts with VS2 clarity, G starts at $1,115 and H at $1,015; with G to H color, VS2 starts at $1,015 and VS1 at $1,070. Lab grown hearts are mostly D to F, so put the money into symmetry and clarity there.
How should a heart shaped diamond be set?
With the point protected and the cleft visible. A V shaped prong or a bezel over the point stops the only chip prone part of the stone from catching, and a three prong setting (one at the point, one on each lobe) or a thin bezel keeps the outline readable. Pendants usually hang the heart point down; rings are worn either way. Every Rare Carat ring carries a lifetime manufacturing warranty and resizing is free for the first year.
Can I finance a heart diamond?
Yes. You can choose Affirm, Klarna, Afterpay, PayPal Pay Later or Katapult at checkout and see the terms before you commit, so a $1,885 natural one carat heart or a $597 lab one can be paid monthly. Free insured shipping, free 30 day returns, free first year resizing and the lifetime manufacturing warranty on the setting come with it either way.



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